Humana Selects First Horizon Msaver to Administer Health Savings Accounts

OVERLAND PARK, Kan., Oct. 16, 2006 (www.AllPayNews.com) -- Humana Inc. (NYSE:HUM) has selected First Horizon Msaver (www.FirstHorizonMsaver.com) to administer Health Savings Accounts (HSAs) for its HumanaOne Individual Health Insurance customers. Humana offers HSA-qualified individual health plans in 24 states.

Under the agreement, a person who purchases a HumanaOne HSA-qualified health plan and chooses First Horizon Msaver to administer the HSA will be able to complete an application to open an HSA account and initially fund the account electronically in one online session. Once the account is opened, First Horizon Msaver will provide customer service through a privately labeled customer care center.

"We wanted to expand the number of HSA financial partners to give our customers more choice," said Humana's assistant treasurer, Walter Stark. "First Horizon Msaver had the combination of technology and customer service capabilities we were looking for to create a positive member experience."

E. Craig Keohan, president of First Horizon Msaver, said, "Our new partnership with HumanaOne furthers the continued growth of consumer-driven health care plans. The ability to offer an electronic platform to open, fund and integrate with one of the nation's leading insurance carriers demonstrates our ability to deliver a superior customer experience."

The joint program is set to roll out with HumanaOne HSA-qualified health plans issued beginning in fourth quarter 2006.

About First Horizon Msaver

First Horizon Msaver Inc. is a leader in the servicing of health savings accounts (HSAs) and is a member of the First Horizon National Corp. (NYSE:FHN) family of companies that provides financial services to business customers and individuals across the country. With first-to-market technology like electronic enrollment, banking online, online bill pay, investment options and a dedicated HSA customer care center, First Horizon Msaver is helping thousands of Americans get the most out of their tax-favored HSAs.

First Horizon companies have been recognized as some of the nation's best employers by AARP, Working Mother and Fortune magazines. First Horizon also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizonMsaver.com.

About Humana

Humana Inc., headquartered in Louisville, Ky., is one of the nation's largest publicly traded health benefits companies, with more than 11 million medical members. Humana offers a diversified portfolio of health insurance products and related services -- through traditional and consumer-choice plans -- to employer groups, government-sponsored plans and individuals.

Over its 45-year history, Humana has consistently seized opportunities to meet changing customer needs. Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its diversified customer portfolio. More information regarding Humana is available at www.humana.com.

CONTACT: First Horizon Msaver
Martin Trussell
(913)317-2085

Humana
Dick Brown
(502)580-3683