Postilion and Central National Bank Join Forces to Deliver Prepaid Card Programs to Community Financial Institutions

Postilion, a division of S1 Corporation and a leading global provider of integrated solutions for self-service banking and payment processing, has entered into a marketing agreement with Central National Bank of Enid (CNB), an Oklahoma-based community financial institution, to offer prepaid card programs to help community financial institutions tap into the growing stored value card market.

Prepaid cards, including payroll cards, remittance cards, gift cards and more, are a viable revenue stream for financial institutions of all sizes. The total spend on all prepaid products, for open-loop prepaid programs, was $14.1 billion in 2005, according to Mercator Advisory Group. Mercator further predicts that the prepaid market will top $43.8 billion by 2009, reflecting a compound annual growth rate of 24.1 percent.

"We have spent years searching for the best partners and have navigated the legislative landscape so we could offer prepaid cards to both our customers as well as unbanked and underbanked individuals," said Brud Baker, President of CNB. "Now with Postilion, an exceptional partner in providing card management solutions, we are taking it to the next level, and offering other financial institutions our knowledge and understanding to help them deliver their own bank-branded prepaid card solutions."

CNB offers FDIC-insured prepaid card products, along with card issuing and card processing, to financial institutions that wish to enter the stored value card market. The card programs enable organizations to increase transactional revenue by targeting the 84 million underbanked and underserved individuals living in the United States and move them from transitional consumers to more traditional customers. CNB's successful prepaid card programs include a remittance product pilot program with a large retailer. The program is now being expanded to include over 300 of the retailer's stores.

"As a leader in open systems payment processing, Postilion can support new business opportunities for community financial institutions in self-service banking and payments that, in the past, may have been too resource intensive to pursue," said Baron Unbehagen, Vice President, Marketing and Alliances, Postilion Americas. "We are excited about CNB's prepaid card offerings based on Postilion solutions and the new revenue and services potential they can create for community financial banks and credit unions."

Postilion provides a range of card management services required by financial institutions, retailers and other card issuers. Postilion is fully EMV capable, in terms of card production, management and authorization capabilities, and can help organizations become PCI DSS compliant. Postilion's card management solutions can provide card status management, authorization services, PIN management and card production.

Visit www.postilion.com for more information on Postilion's card management solutions or e-mail info@postilion.com.

About Central National Bank

Central National Bank of Enid is headquartered in Oklahoma and is held by Central Services Corporation. The bank reported assets of over $437 million in 2006. CNB has been issuing and processing prepaid cards since 2000.

About Postilion

Postilion, a division of S1 Corporation (NASDAQ:SONE), is a leading provider of integrated solutions for self-service banking and payment processing. Our offices, on five continents, serve customers in more than 50 countries. The Postilion product drives self-service financial transactions and payments, including advanced transactions such as prepay, through Internet access points, ATMs, POS terminals, and phones. This multi-channel architecture - built on open systems - provides consolidated management information, card management, 3DES and EMV enablement, and loyalty software solutions. At the forefront of compliance with new regulations and security enhancements, such as application validation for Visa's Cardholder Information Security Program Payment Application Best Practices (CISP PABP), Postilion can help customers achieve compliance with the latest data security standards developed by the payment card industry (PCI DSS). More information is available at www.postilion.com.

About S1 Corporation

S1 Corporation delivers customer interaction software for financial and payment services and offers unique solution sets for financial institutions, retailers, and processors. S1 employs over 1,400 people in operations throughout North America, Europe and Middle East, Africa, and Asia-Pacific regions. Worldwide, more than 3,000 customers use S1 software solutions, which are comprised of applications that address virtually every market segment and delivery channel. S1 partners with best-in-class organizations to provide flexible and extensible software solutions for its customers. Additional information about S1 solutions is available at www.postilion.com, www.S1enterprise.com, and www.fsb-solutions.com.